Create your Digital Will
How to ensure your loved ones know where to look—and how to access your digital assets—if something unexpected happens?
Last updated
How to ensure your loved ones know where to look—and how to access your digital assets—if something unexpected happens?
Last updated
As we shift into an increasingly digital world, the way we manage our lives and assets is transforming. Bank accounts are becoming crypto wallets, life savings are stored in online brokerage accounts, and personal memories live in the cloud. In this reality, one important question arises:
How do we ensure our loved ones know where to look—and how to access our digital assets—if something unexpected happens?
From financial accounts to sentimental photos, your digital presence is valuable. Yet, many people overlook this essential part of their legacy, leaving family members struggling to find—and access—what matters most.
This isn’t just a theoretical issue; it’s already impacting people worldwide: There are loads of and great around the growing importance of planning for digital accounts in its guide to managing this challenge. But still, The Guardian reports that 70% of people with a will fail to include any instructions about their digital assets (), make things tricky for family and friends dealing with their estate. The New York Times writes there’s over $70 billion in unclaimed wealth across dormant accounts globally ().
Traditional wills were designed for a different era. They focus on physical assets like homes and vehicles or personal matters like custody and final wishes. While these remain important, most wills fail to address digital accounts and online assets. What’s worse, many people avoid creating a will altogether because it feels like overkill, especially for younger, healthier individuals where the effort of going through this process does not outweigh to secure your legacy for that unfortunate event.
The way we live and manage our lives online is evolving faster than traditional legal systems can keep up. And that's not too big of a problem. In the digital world, access often equals ownership. The key to unlocking most of your digital assets isn’t a lengthy legal process—it’s simply knowing where to look and how to log in. For many people, leaving behind a few clear instructions about critical accounts and documents is enough to give their loved ones a clear path forward in the unfortunate case something would happen to you.
You most likely know who the custodians for all your accounts are and how to access them. But how will your inheritors know? Or if you hide cash in your home, how will they find it? Also, your exact wishes on burial/cremation/etc and other sentiments don't really have a mechanism of being conveyed to your family.
So there's basically two things to prepare:
Focus on your main accounts: bank accounts, investment platforms, and crypto wallets.
Include important documents like property titles or any legal papers that may be hard to locate otherwise.
Add any special wishes, last requests
The goal isn’t to list everything you own. Instead, leave simple, actionable instructions, like where to find your passwords (e.g., in a password manager or a written note). How to access devices like your phone and laptop and any recovery information for two-factor authentication.
You don’t need to organize everything perfectly, and you don’t need to create a full inventory. Start small—focus on the essentials. That alone can make a world of difference.
Upload your digital will in minutes, whether it's a simple set of instructions or an extensive collection of passwords, asset locations, and final wishes. You can create multiple wills for different beneficiaries, ensuring that the right people receive the right information—without unnecessary complexity.
Life changes, and so should your inheritance plan. Unlike traditional wills, which require legal revisions and paperwork, Inheritor allows you to update your digital will anytime. Whether you add new accounts, adjust instructions, or expand your legacy over time, your digital will remains dynamic, secure, and always accessible when needed.
There’s no need for lawyers, vaults, or third-party custodians. Once set up, your digital will is encrypted, stored permanently on a decentralized network, and secured by blockchain smart contracts. This ensures it will always execute as intended—automatically and without human intervention.
Take the first step today with Inheritor. It’s easier than you think, and your loved ones will thank you.
Examples of what a Digital Will looks like can be found
gives you the flexibility to secure, update, and manage your digital will—on your terms, without intermediaries. Whether you want to start small or create a comprehensive plan, Inheritor adapts to your needs, ensuring your loved ones will always know where to look when it matters most.
